Ecommerce store shoppers

How you shop and pay with QR Ph

Home Credit customers can pay their credit card
and Qwarta purchases using QR Ph

There is no doubt that Filipinos love to shop, be it in malls, online stores or even on e-commerce platforms. It’s a way for us to reward ourselves when we achieve something or just want to show our appreciation to our family, friends or loved ones.

While shopping is fun and therapeutic, we can’t deny that counting your money in public while waiting in long lines can be quite the opposite. The same goes for filling out long forms when paying for your online purchases. As much as possible, we want to make our purchases as convenient and secure as possible.

Over the past few years, the use of digital payment methods, such as online bank transfers, e-wallets, and QR codes, when paying for shopping bills, utilities, etc., has been on the rise. increasingly seen and frequented by Filipino consumers. These have also helped businesses securely store and access accurate information and have real-time visibility into their money.

Now that Filipinos have invested more in buying items they need or want due to revenge spending, shopping should be quick, safe and easy. With push QR Ph, the national QR code standard launched by Bangko Sentral ng Pilipinas, Filipinos can instantly send and receive money using online banking or e-wallets by sharing or scanning their QR code.

QR Ph is considered a safe and secure means of payment for buyers and merchants. It offers layers of security that allow customers to control the process by scanning the code without the need to provide personal information such as PIN.

Using a mobile phone, Filipinos can generate their Ph QR code from their e-account to make a payment. On the other hand, merchants can provide their store’s QR Ph code to be scanned by the customer’s mobile phone.

The use of QR Ph enables more consumers and businesses to participate in the digital payment ecosystem, starting with MSMEs and providers such as sari-sari shops and tricycle riders who will eventually help them improve and expand their businesses.

Home Credit is the first non-banking institution in the country to issue a credit card to its customers. Its partnership with Asia United Bank (AUB) has enabled Home Credit cardholders to make cardless payments through the use of quick responses or QR codes, also becoming a pioneer in QR code payment service. With the availability of person-to-merchant (P2M) QR Ph payments, its account holders have access to 473,000 participating merchants nationwide, including retail stores, grocery stores, gas stations, pharmacies, etc

Through the My Home Credit app, account holders will only need to scan the displayed Ph QR codes to pay for their purchases at all partner stores run by GCash and Maya, paving the way for a cashless payment option and convenient for transactions. In the My Home Credit app only, all transactions will automatically be charged to the Home or Qwarta credit card, which can also be verified and tracked through the mobile app.

Over 9 million My Home Credit app users can simply scan Ph QR codes displayed at all merchant establishments using their mobile devices for goods and services, making it a faster, more convenient payment option. easier and safer.

Home Credit Philippines is a finance company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). To know more about the latest updates from Home Credit Philippines, visit their official website www.homecredit.ph. You can also follow them on their official Facebook, Instagram and TikTok accounts.